OUR PRIVACY PRINCIPLES
Accountability
The company is responsible for personal information in its
control, including information that may be transferred to a service provider
performing services for, or on behalf of the company. The company has
established these privacy guidelines, and procedures and practices, to safeguard
such personal information.
Purposes
The company or the carriers we distribute financial products
for, identifies the purposes for which it collects personal information either
before or at the time of collection.
Consent
The company or the carriers we distribute financial products
for, collects uses and discloses personal information only with the consent of
the individual, or as otherwise allowed by law.
Consent to the collection, use or disclosure of personal
information may be express or implied, as appropriate. Individuals may withdraw
their consent at any time, subject to legal or contractual restrictions and
considerations.
Collection
The company or the carriers we distribute financial products
for, only collects personal information that is necessary for the purposes
identified. Personal information is collected directly from the individual, and
may, with consent or as otherwise allowed by law, be collected from other
sources.
Use, Disclosure and Retention
Personal information is not, without consent, used or
disclosed to a third party for any purpose other than that in which it was
collected, unless such use or disclosure is required or allowed by law. This may
include use or disclosure in order to protect the company’s interests in civil
proceedings and in proceedings involving criminal activity, fraud or
misrepresentation.
The company retains personal information only as long as
necessary to fulfill the identified purpose or as otherwise required or allowed
by law.
Accuracy
The company uses reasonable efforts to ensure that personal
information is accurate and complete for the purpose for which it is to be used.
Safeguards
The company protects the security and confidentiality of
personal information with safeguards appropriate to the sensitivity of the
information.
Openness
The company’s privacy guidelines are available to clients and
the public. Upon written request addressed to the chief compliance officer, we
will provide a copy of these guidelines, and respond to inquires about our
practices relating to personal information.
Individual Access
An individual may request to be informed of the existence,
use and disclosure of personal information pertaining to him or her. The company
will provide appropriate access to such information that it holds. If the
company determines not to provide access to personal information, we will
provide an explanation. Individuals may request the correction of personal
information the company holds about them, and if we find that what we have is
incorrect then we will correct it.
Concerns, Inquiries or Requests
Any concern, inquiry or request related to privacy should be
made in writing.
Send or e-mail us
Eric Wachtel
Privacy Officer
IDC Financial
260 Brunel Road
Mississauga ON L4Z 1T5
e.wachtel@idcfinancial.com
These privacy guidelines describe our commitment to privacy,
and explain the principals that guide us in protecting the privacy and
confidentiality of personal information.
Personal information is information about an identifiable
individual. It includes, but is not limited to, health and financial
information.
The company its directors, officers and employees, and its
licensed representatives and other persons and organizations who work with the
company are required to comply with these privacy guidelines.
Access to personal information is restricted to directors,
officers, employees, licensed representatives and other persons or organizations
acting for, or on behalf of , the company, who need the information in order to
provide services to the client or the company.
Download a sample Privacy Policy and Consent Form (in MS Word format)
Download the Representative Privacy Tool in pdf (courtesy
of RBC Insurance)
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